Is Proptech Catching Up?
15 November 2023 | Insights Team
Leadhome CEO Grant Smee weighs in on the state of property technology in South Africa As technology continues to disrupt traditional industries, from fintech revolutionising the financial sector to legal tech streamlining legal processes, one can’t help but wonder: Is property technology lagging? Leadhome, a leading online property sales company in South Africa, sheds light […]Read more
Understanding interest rates; more than a thumb-suck
1 November 2023 | Insights Team
The South African Reserve Bank’s Monetary Policy Committee (MPC) meets bi-monthly to assess the nation’s economic conditions and adjust interest rates accordingly. While these decisions are scrutinised by economists and financial advisors for their impact on borrowing costs, including home loans, there are those who trade in property who often offer opinions about when and […]Read more
Chasing the interest rate – what you should know about switching your home loan
6 December 2022 | Insights Team
With the South African repo rate on the increase and inflation high consumers feeling the pinch are searching for ways to save money. Banks and bond originators tempt homeowners struggling to meet suddenly higher than anticipated repayments with the prospect to switch and pay less on their home loans. It’s the interest rate rat race. But […]Read more
Learn to accept that sometimes, less is more
11 October 2022 | Marcel du Toit
We are all feeling the strain of higher-than-forecast inflation, high food and energy costs, currency depreciation, record load shedding and, inevitably, repo rate hikes as our Monetary Policy Committee (MPC) struggles to curb July’s reported 7.8% inflation levels. So, with the latest in an uninterrupted series of repo rate hikes, 75 bps on 22 September […]Read more
Is residential property (still) a vehicle for building long-term wealth?
26 April 2022 | Insights Team
One of the largest transactions we may ever make during the course of our lives is the purchase of a home. Some of us may even be fortunate enough to experience this landmark event a handful of times. Whatever the case may be, there is usually one critical question that we all ask ourselves as […]Read more